First Steps to Healing Your Credit

It is important to clear your credit profile of old aliases, addresses and employers. Cut and paste the template below into a Word Document and insert your specific information. Mail them to each of the 3 credit bureaus with a copy of your Drivers License, Social Security Card and 2 bills with your address on it.

 

Name
Address
City, State, Zip
Date of Birth:
S.S.N:

Credit bureau
Credit bureau address

Date:

Re: Letter to Remove Inaccurate Personal Information

To whom it may concern:
I received a copy of my credit report and found the following item(s) to be errors.
The following addresses are reporting incorrectly and must be removed immediately:
• INPUT YOUR OLD ADDRESSES HERE
• INPUT YOUR OLD ADDRESSES HERE
• INPUT YOUR OLD ADDRESSES HERE

The following employment info is reporting incorrectly and needs to be removed immediately:
• INPUT EMPLOYMENT HERE
• INPUT EMPLOYMENT HERE
• INPUT YOUR OLD EMPLOYMENT INFO HERE

The following aliases are reporting incorrectly and need to be removed immediately:
• INPUT ALIAS HERE
• INPUT ALIAS HERE
• INPUT ALIAS HERE

The following telephone numbers are reporting incorrectly and need to be removed immediately:
• INPUT TELEPHONE NUMBER HERE
• INPUT TELEPHONE NUMBER HERE
• INPUT TELEPHONE NUMBER HERE

By the provisions of the Fair Credit Reporting Act, please have these items be removed from my report. Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for the updated report.
Thank you for your time and help in this matter.

Sincerely,
Sign Name
Type Name

 

Credit Bureau Addresses:

Experian P.O. Box 9701 Allen, Texas 75013

Equifax P.O. Box 740256 Atlanta, GA 30374-0256

TransUnion P.O. Box 2000 Chester, PA 19016-2000

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